Personal Loan Inquiry Form

Loans provided for personal needs at affordable rates.

Step 1 of 3 - Personal Information

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Documents Required

  • Identity Proof
  • Residence Proof
  • Age Proof
  • Income Proof
  • Occupation Proof
  • 2 Passport Size Photos

To fulfill our financial aspirations or to meet urgent cash needs a personal loan is the best option. Be it wedding preparations, international holidays or buying jewelry for your spouse, personal loans can help you achieve all these instantly

Thinking of renovating your house? Yearning to buy a new laptop? Need financial assistance for marriage-related expenses or for your child’s higher education? An Bank Personal Loan is your one-stop-shop for fulfilling all your financial aspirations!

Why Apply for a Personal Loan .?

  • Instant Quotes: Get quotes customized to your profile online instantly by filling in the form above.
  • Simple Online Comparison: Compare personal loan offers on the basis of interest rate, EMI, processing fees & customer satisfaction.
  • Transparency: Aimed at helping you make the right choice, we provide objective and transparent information about your loan options.
  • Privacy: Your application is sent only to the lender you choose, and is never shared with anyone else.

How to get a personal loan on Bank

  • Eligibility Calculator: Fill the form above to check your loan eligibility instantly.
  • Compare personal loan offers: Compare customized offers from Bank and Fullerton India based on your eligibility criteria and apply online for the one you like.
  • Your application will be sent electronically to the lender you chose. The lender will contact you within one day.
  • divyajyotipatpedhi.com will update you on your loan application status via email & SMS alerts.

Benefits of Personal Loans:

  • Loan can be taken for tenures of up to 5 years.
  • No security or collateral is required.
  • Loan amount can vary from Rs. 50,000 up to Rs. 15,00,000.
  • Minimal documentation and quick approvals.
  • Repayment through easy EMI’s.

Important Facts to Know about Personal Loans

  • Take a loan only when you cannot borrow from friends & family.
  • Always compare loan offers from various banks.
  • Check your eligibility, compare interest rates, processing fees, prepayment charges & calculate EMI before signing the loan agreement.
  • Make sure you don’t default on your payments which can impact your CIBIL credit score. A high CIBIL credit score will help you get quick approvals for personal loan, home loan or car loan. A low CIBIL credit score will result in immediate loan rejection.

Personal Loan Eligibility:

You are eligible for a personal loan if you are:

  • Salaried individual
  • Self employed individual
  • Self employed professional like doctor, lawyer, etc.
  • Aged above 18 years
  • Have a good CIBIL credit score
  • Good repayment capacity with fixed & stable income source
  • Work for a stable company
  • Try our Personal Loan eligibility Calculator to check on the loan amount you are eligible for.

Details of Personal Loan

  • Personal Loan Interest Rate.(Monthly reducing balance):- 14.25% to 49% fixed.
  • Processing Fees :- 1% to 5% of loan amount
  • Personal Loan Tenure:- 1 year to 5 years
  • Personal Loan Amount:- Rs. 1 lakh to Rs. 20 lakhs
  • Pre-closure Charges:- Up to 5% of pre-closed amount